PayDay Loans : General Information on payday loans

Payday loans details from IdealPayDay

Payday loan application for IdealPayDay.

IdealPayDay :    Apply Now for payday loan with IdealPayDay.

The loan process for IdealPayDay is a very simple and straight forward process when applying for a payday loan. On the main page, you will fill out basic information such as name, e-mail and then choose from the drop-down list to choose the amount you want to borrow. The next page has just three easy steps. Step one requests address, phone number, date of birth, Social Security number and driver's license information, whether you rent or own, time at residence and best time to contact. Step two asks for your employment information such as employer’s name, employer’s contact number, how long you have been employed there, how often you are paid, when your next two paydays are, how much you make each month and if you get paid with an actual check or direct deposit. The last step asks you for bank account information including how long you have been with the bank, bank routing number, bank account number, bank name and phone number and the type of account such as checking or savings. Finally, just click the submit button and within a few seconds your payday loan application will be processed. And you will know whether you have been approved for a payday loan.

One thing that is real nice about  IdealPayDay is that in most cases no faxing required. Most payday lenders out there require faxed documentation to get approved for a payday loan. However many people out there today don't have access to a fax machine.

IdealPayDay Features:

  • $250 to $1,000 is the normal payday loan range.
  • Loan fees based on borrower requirements
  • Loan due date is based on your next payday. The minium payment will be automatically deducted from your bank account. And you contact the lender when ready to pay off in full.
  • No Faxing required in most cases.
  • Money in your account the next business day with most lenders.
  • Approval received within minutes.

States Available:

  • All States Except (Arkansas, Georgia, Arizona, Massachusetts, Ohio, Virginia and West Virginia)

IdealPayDay Requirements:

  • Must be at least 18 years old
  • Be a US Citizen
  • Earn a $800 dollars a month.
  • Currently have a job ( or receive rgular income)
  • Have a checking account.
  • Other requirements may apply.

IdealPayDay Payments:

  • Minimum payment do next time the borrower gets paid. The borrower lets the lender know when ready to pay back the payday loan in full and the remaining balance plus interest and fees will be deducted from bank account.
  • Loan pay off balance will include interest and fees.
  • Generally for online customers the payday loans renews each payday till loan paid in full.

IdealPayDay Customer Support:

  • There is a phone number or an online form for questions about the payday loan processes.
  • You have to contact your lender directly for questions about you payday loan.
  • Customer support specialist are available by phone to help filling out application

Ready to Apply : Apply Now for a payday loan with IdealPayDay.

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